Category Archives: Commercial Insurance

Why Would You Place Your Insurance Through a Captive?

written by Michael Fragola, VP Business Development Reason # 1 – Claim professionals that work for you! If you currently write checks to an insurance company for Workers’ Compensation, Auto Liability or General Liability, you are supporting their claims unit.  … Continue reading

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How Do I Get the Heck Out of Here???

Hopefully you won’t get that call late into an evening, early in the morning or any other time of day.  When you receive a distress call coming in from one of your employees currently overseas, it’s not a good thing and they … Continue reading

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Employee Dishonesty – On the RISE AGAIN!

This cycle repeats itself regularly when the the economy dips. It takes time to uncover the loss so we typically see the incidents increasing within 18-24 months of a downturn. And that is NOW! Employee dishonesty can only take place … Continue reading

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Help!! My WC Experience Modification is over 1.0!!

Was it a surprise this year when you opened your new Experience Mod Calculation and it was over 1.0? How did this happen?? Your next Mod should never be a surprise,and it is important for you to understand the impact … Continue reading

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WANT TO GET PAID ON A JOB?

Certificates of Insurance- This World has Changed! Want to get paid?  Want to get on the job?  Want to get a certificate of insurance? Even worse, do you want to get a certificate of insurance that names a third party as … Continue reading

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